Reader’s Question:

Can I get a full coverage and an sr22 at the same time on my vehicle and will it be cheaper insurance policy for married couple?

Romeo

Thank you for asking Romeo.

If you already have an policy you can not purchase a separate insurance policy for an SR-22. What you need to do is to terminate your current policy if your insurance carrier does not provide or offer an SR-22 and buy a policy with an insurance provider that does. You can get an SR-22 insurance quote in insurance provider’s individual websites.

Generally regular auto insurance tends to be cheaper for married couples though this may not always be the case. if you as an individual for instance had a good driving record but your spouse has a bad driving history, your insurance rates may be higher due to the motor vehicle record of another individual on your insurance policy with you.

Goodluck!

MariCAR

Reader’s Question:

I live in Mississippi and I just want to know how long do I have to carry an sr22 after conviction for DUI?

Gerry

Thank you for asking Gerry.

In Mississippi A DUI conviction can result in fines, jail time, mandatory participation in alcohol education programs and much more in a court case. In addition to that, the MS Department of Motor Vehicles can suspend or revoked the individual’s license for a period of time.

Once an individual is convicted of DUI or Driving Under the Influence in Mississippi, the Department of Public Safety (DPS) requires a proof of financial responsibility or what is commonly called an SR-22 auto insurance policy. This financial certificate or SR-22 must be maintained for a period of 3 years.

After the 3 year typically the DUI conviction is removed from the record of the motorist for insurance purposes.The DUI , however will stay on the person’s driving history for 5 years for court and punishment purposes.

Goodluck!

MariCAR