Reader’s Question:

I am planning to buy a car in Arizona. My question is :Is car insurance cheaper on a 4 door vehicle than a two door car?

Tom

Mesa, AZ

The make and model of the cars carries its own rating for the car insurance. In most cases four door cars are cheaper to insure than 2 door cars. If you are comparing the same year, make and model of the car then this could be true. If you are comparing different makes and models then it might not be the case. Theres a lot of that are being considered as well like as engine size, safety features and cost to repair.

Reader’s Question:

What will happen if I let my SR22 car insurance policy lapse?

Harry

Glendale, AZ

Most states require individuals to carry SR22 insurance policy for three consecutive years.

If you cancel it or let it lapse, most states would require you carry it for three more years so that you carry it for three consecutive years. It depends on your state and the regulatory entity. There are some situations where the state DMV won’t waive the requirement until the individual maintains it for three years. In Florida, for instance, we have seen situations where the state allows the license holder to waive the requirement.