Should I Need to Continue my SR22 Insurance If I am Moving Out Of State?
Reader’s Question:
I’m moving to Tyler, Texas from Delaware and I was wondering if I should still continue filing my SR 22 once I’m settled in my new state?
Kara
When moving to a new state, it is always a good idea to check with the local Department of Motor Vehicles if you would have to continue your existing SR 22 from where it was originally filed and issued. This rule differs by state laws. In your case, by moving to Tyler and under Texas law you are no longer required to maintain an SR 22 filing based on your driving record from Delaware. This does not mean though that the state of Texas doesn’t issue SR22′s or that you are allowed no to carry or continue your existing auto insurance policy.
There are states however, such as Texas and California for example, that will require you to maintain an SR 22 for the duration period (usually about three years) until the period expires. Certain states like Delaware, Kentucky, Minnesota, Oklahoma and Pennsylvania will not require you to file an SR 22 but if you brought along an SR 22 from another state you would still need to complete the three-year holding period.
The best way to determine if you should still need to carry an SR 22 when moving between states is to talk to your insurance company or insurance agent since they would be knowledgeable about specific state laws and requirements wherever you may be moving to.
Getting SR 22 Insurance in California Due to Multiple Tickets
Reader’s Question:
My husband has had one too many driving tickets here in Buena Park, California, and now we need to get an SR22 to get his license back but I have no idea what an SR22 is. What is it and how do we get one?
Mrytle
Buena Park, CA
An SR 22 is a form is proof that an individual carries auto insurance and is has liability coverage. This means that in case you get involved in a car accident, you can show that you have financial responsibility by having your insurance coverage. Typically, although it varies from what state you happen to be in, one would need to get an SR 22 for incidences associated with DUI or DWI (Driving Under the Influence of alcohol), Serous traffic violations, At-fault accidents where you were not able to show you are covered by insurance or, like the case of your husband there in Buena Park, California, getting repeat traffic offenses or tickets in a relatively short period of time.
You would normally need to maintain an SR 22 for three years after which you are no longer required to carry one. It is a must to carry auto insurance throughout the SR 22 period. You or your car insurance provider can fill out the necessary form from your state’s DMV or Department of Motor Vehicles but it will be the insurance company who will submit the paper works to show proof that you are covered under their auto insurance policy. Filing fee, if there is any, for an SR 22 differs per state. The best way for you to know how to file an SR 22 properly will be to get in touch with your insurance agent or company and ask about the specifics or details on filing an SR 22 in your state.
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