Reader’s Question:

I I live in Bronx, New York. Last Friday I was in an accident, was at fault and I received a DWI. My questions, do I still get coverage If I file an insurance claim. I know that my insurance rates will go up drastically in Bronx, but can I still make a claim for this accident?

Penelope

Bronx, NY

Yes, even if you were cited for a Driving While Intoxicated (DWI) normally if your auto insurance was in force it should cover the accident. By speaking to your insurance broker or agent in Bronx NY and reading through the terms of your insurance policy you should be able to know for sure if claims for the accident you were in while intoxicated will be covered by your car insurance policy.

You are right that your auto insurance rates will rise significantly, especially if this is your 3rd offense of either Driving While Ability Impaired (DWAI) or Driving While Intoxicated.

Tags: auto insurance, DWI insurance