Auto Insurance Law Central Pasco Florida FL

Reader’s Question:

I am from Central Pasco, Florida. I have a valid Florida license and auto insurance on my car. I am just wondering are there any states that allow a person to drive legally without auto insurance? I am just curious.

Arthur

Central Pasco, FL

No there is none. As far as I know, there are no states in the US that allows a person to drive legally without auto insurance or some sort of financial responsibility. Every state that I am aware of has a financial responsibility law which means that in an event that a person is involved in a vehicular accident he or she is financially ready to pay for the damages incurred from the accident.

In the state of Florida, every car owner who registers a vehicle needs to have and property damage liability insurance (PDL) and personal injury protection (PIP) on the vehicle. In addition, the Florida No Fault Law requires every vehicle owner who has a car for more than 90 days, is working in Florida, or has children that goes to school in Florida to purchase the two mentioned auto insurance policies.

For more information about Florida auto insurance law, ask the Florida Department of Financial Services or your auto insurance agent.

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