Car Insurance Claims Florida FL
Filed under: Cheap SR-22 insurance, Cheapest SR22 insurance
Reader’s Question:
When I was parking my car in a shopping center’s parking lot it was hit. What’s even worse is that it was a hit and run. I wasn’t able to get the plate number or even take a look at the driver. So, I really don’t have any idea on who to blame for the accident. What can I do? How could I file for an auto insurance claim in Florida given this scenario?
Allie
Coral Springs, FL
I’m sorry to hear that Allie.
First thing that a person should do after an accident is to call the police and have it reported. This is important because the police would be able to inform you on what their involvement would be. You will also be asked to fill out an incident report which you would need in order to file insurance claim from your car insurance company.
If you have uninsured motorist or underinsured motorists coverage in your auto insurance policy then you are covered. However, from what I know, Florida state law does not require its motorist to carry uninsured motorist or underinsured motorists coverage, these coverages are optional. But if you have those they would be very beneficial on your part since your claim would fall under those coverages. However, if you have collision coverage on your car insurance policy, then you don’t have to worry. You can still file that claim to your insurer. But if you don’t have neither collision nor uninsured motorist or underinsured motorists coverage, then I’m afraid that you’ve reached your dead end. I am not sure if you still have other options on how to file for auto insurance claims given your situation.
If you have more questions about car insurance claims, don’t forget to ask your insurance agent in Florida.
Tags: auto insurance, car insurance claims, car insurance tips
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