Car Insurance Rate New Jersey NJ
Filed under: Cheap SR-22 insurance, Cheapest SR22 insurance
Reader’s Question:
I got a quick question about car insurance rate in New Jersey. My friend received his traffic ticket for not wearing a seat belt. This is the second time he had a violation like that. The last time he was cited was about two years ago. Now my question is this, since this was his second time for being cited for failing to wear seat belt, will his car insurance rate increase?
Lara
Camden, NJ
What I know about seat belt law in the state of New Jersey is that it is considered as a primary offense at present. Before it was only considered as a secondary offense. Now, given the fact that seat belt law is a primary offense and this will surely be under your friend’ s driving record, I think it’s only normal that your friend will see an increase on his car insurance premium in New Jersey after being cited for the said violation for the second time.
However, you have to remember that every car insurance company handles traffic violations in different manners. For some companies, they may take this violation in a negative way and will impose an increase on your friend’s car insurance premium. For others, they may cancel the car insurance discounts that your friend is getting. And for some, they might just let this pass. Meaning to say, they may forgive your friend and will not impose any change on his auto insurance premium.
The best way to know if there will be an increase on his car insurance rate will be to ask your friend’s car insurance agent in NJ. If the increase is too much, then your friend may consider shopping for auto insurance quotes by using the websites.
Tags: auto insurance, car insurance law, car insurance tips
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