Where to Buy SR22 Insurance
Reader’s Question:
I recently got into an accident, and I got a court order telling me to show my sr22 insurance. I haven’t heard of this kind of insurance before. Anyway, where do I buy sr22 insurance?
Mikey,
Sacramento, CA
Technically, you don’t buy sr22 insurance from an insurance company. Rather, it’s a form that you obtain from your insurance companies showing that you’re insured for liability. Since you got slammed with an order to show a sr22 form, the probability is high that you got suspended. This could be because you were either driving an uninsured car, got convicted of a traffic-related offense, like DUI, got multiple traffic tickets, or had your license revoked.
Here’s what you have to do: you’re going to have to get some car insurance. That’s the first step to getting a sr22 form. Again, you don’t buy sr22 insurance. You just have to contact a car insurance agency that provides sr22 forms and get insured. Once that’s done, you can negotiate with them on how much it’ll cost for them to process a sr22 form with the Department of Motor Vehicles.
Now you’re going to have to do some insurance hunting. That’s because not all insurance companies offer to file sr22 forms for you. Be very careful and specific when you say you need sr22 insurance forms. Search the internet for nearby agencies that process sr22 forms along with insurance. They’ll help you find the cheapest possible insurance you can get, since you’re definitely going to have to pay extra for an insurance premium because of the implications of being ordered by a court to present sr22 forms.
Can I Get Cheaper SR22 Insurance If I Am Married?
Reader’s Question:
Can I get a full coverage and an sr22 at the same time on my vehicle and will it be cheaper insurance policy for married couple?
Romeo
Thank you for asking Romeo.
If you already have an policy you can not purchase a separate insurance policy for an SR-22. What you need to do is to terminate your current policy if your insurance carrier does not provide or offer an SR-22 and buy a policy with an insurance provider that does. You can get an SR-22 insurance quote in insurance provider’s individual websites.
Generally regular auto insurance tends to be cheaper for married couples though this may not always be the case. if you as an individual for instance had a good driving record but your spouse has a bad driving history, your insurance rates may be higher due to the motor vehicle record of another individual on your insurance policy with you.
Goodluck!
MariCAR
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