Reader’s Question:
I am already eighty years old and will my auto insurance company cancel my policy if I get into an accident? I live here in Monroe, Louisiana.
Evans
Monroe, LA
In many states driving record, claims record and age can all be taken into consideration when an automobile insurance provider decides if they want to begin or renew an automobile insurance policy with a potential policyholder or when it is time to renew the auto insurance policy.
I suggest that you check what your state allows with regards to age, insurance carriers and accidents information with your state’s insurance regulatory body in Monroe, Louisiana.
In some instances an insurance carrier may not choose to renew your auto insurance policy (regardless of teh age) if you have more than one at-fault accident in your motor vehicle record. If you have three or more accidents, regardless of who is at fault, the car insurance carrier may decide not to renew your auto insurance policy. An insurance carrier may not renew for claims history, regardless of incidents. Some insurance carriers will require a doctor’s statement for drivers over the age of 75.

