Cheap DUI Insurance Rates
Reader’s Question:
Will my current car insurance coverage go up after DUI? Will it increase if I get SR22 insurance? How can I get cheap dui insurance rates?
Mark
Denver CO
Usually you will notice a rise in your car insurance rates because of having a DUI conviction in your record. Driving a a car while intoxicated by alcohol or drugs normally places you now into a high risk category of motorists.
How much an insurance policy premium increase because of having a DUI and/or needing an SR-22 (certificate of financial responsibility) will be based upon insurer that you’re working with and their ranking system. Additionally you may lose all the special discounts which you also previously got on the policy that aided you to reduce your car insurane cost, such as a safe driver discount.
Several state insurance government bodies and department of motor vehicles provide details on the average insurance premium increase for a Drunk driving conviction. For instance, the Colorado Department of Transportation has a Price of a DUI brochure listings your CO car insurance may go up 30 % typically, assuming it’s not terminated, after having a DUI conviction.
