High Risk Insurance Westbrook Maine ME

 

Reader’s Question:

How many points does it take to make your car insurance go up in the Westbrook, Maine? My cousin just got a speeding ticket that is worth four points. How much will his insurance go up and for how long will this be on his record?

Becky

Westbrook, ME

For some states, there is no set amount of driver license points that make all insurance providers increase their premiums for their policyholders. Insurance carriers typically licensed to do business within a state set their own rating system. This means the four point offense could mean different rate increases for various insurance carriers in Westbrook Maine.

The Maine Bureau of Insurance states that drivers with violations are considered higher risks to insurance providers and may be charged higher auto insurance premiums. To distribute the cost of auto insurance among the insured as fairly as possible surcharges are used. In Maine, a surcharge may be added to the insurance premium of a motorist who is convicted of a moving violation. The amount of the surcharge is a percentage of the policyholders renewal premium and applies usually for up to three policy renewal periods.

 

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