Insurance SR22 In Alabama
Reader’s Question:
I will be moving to Arizona next month. At present, I live here in Alabama and I am required to maintain SR22 insurance for three years. This is my second year which means I got one more year for SR22 insurance. Now, since I will be moving to Arizona do I still need to keep my insurance SR22 in Alabama?
Sarah
Montgomery, AL
Definitely. Just like Alabama, the state of Arizona also requires SR22 insurance for several reasons like a DUI conviction for one. Since you’ve mentioned that you are required to maintain SR22 insurance for a period of three years then moving to another place would not change your requirement for insurance SR22 in Alabama in anyway. With this, it means you are still obligated by the Alabama law to maintain your SR22 insurance for one more year.
Although SR22 insurance varies among states, you need to make sure that your insurance SR22 in Alabama still meets what is required by the Alabama state law. Hence, that would be meeting the required minimum limits of 20/40/10: $20,000 for bodily injury liability for every person; $40,000 for every accident and $10,000 for property damage liability.
Meanwhile, the minimum required limits for auto insurance in Arizona are 15/30/10: $15,000 for bodily injury liability for every person up to $30,000 to cover for two or more persons and $10,000 for property damage liability.
Since the minimum required limits for auto insurance in Arizona is different from Alabama, you may want to check with the Arizona Department of Transportation on how you can get an AZ license and at the same time maintain your insurance SR22 in Alabama.
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