Is Auto Insurance Cheaper in California?
I am moving to Los Angeles California, and I would like to know if auto insurance cheaper in LA California than in New Jersey?
Raymond
It will depend on different factors if your car insurance rates will be cheaper in LA than in New Jersey. On average though CA car insurance can be cheaper than New Jersey auto insurance.
The insurance coverages for CA and NJ are a bit different. While liability limits are both set at 15/30/5, New Jersey requires $15,000 worth of personal injury insurance (PIP) to be bought while PIP is an optional coverage in California.
Secondary factors include items such as severity of claims in the geographic location where your vehicle is garaged, marital status, vehicle type, etc. So factors including your driving history are considered when determining your auto insurance rates but there are not insurance eligibility points assigned for things like there are in New Jersey.
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