Is it True that Car Insurance Rate will Not Rise if the Points are Removed?
Reader’s Question:
I was cited for a moving violation and was given a ticket. I took up defensive driving course to remove points from my driving record in Citrus Park-Fern Lake, Florida. According to my instructor who is a FL trooper, as required by Florida state law, car insurance companies cannot increase auto insurance rates given that points were removed and it’s not an accident ticket. This happened several years ago. Can you give me a clearer explanation about this?
Regina
Certainly Regina!
Following are the benefits you would get if you chose to enroll and complete the basic driving improvement course:
First, your car insurance rate CANNOT be increased in the same matter that it CANNOT be canceled. This however is provided that your violation does not include a vehicular accident that you are the at-fault party and;
Second, the adjudication of guilt is withheld, there are no demerit points that may be added on your driving record, clean driving record is maintained (if applicable on your part), and fine for said moving violation will be reduced for as much as 18%. However, you must remember that you can only avail of this option if you haven’t taken this in the past 12 months or 1 year. And the maximum number of time that a person can use this is not more than five times in their lifetime.
To answer your question, then you don’t have to worry because your car insurance rate in Florida cannot be increased. For more information, you can contact the Department of Highway Safety and Motor Vehicles.
Is it True that Car Insurance Rate will Not Rise if the Points are Removed?
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