Low Income Auto Insurance San Mateo California CA

Reader’s Question:

I’m earning just enough and keeping auto insurance is difficult for me. My insurance rate is way too high considering that I’m a low-income worker. I heard from a co-worker that I could avail of auto insurance discount for low income workers here in San Mateo, California. Is there such thing like this?

Macey

San Mateo, CA

Yes, you are correct.

I’m sure that your co-worker is talking about the Low Cost Automobile Insurance Program (CLCA). This program is designed to provide inexpensive auto insurance for low-income earners who have good driving records. In fact, you can get liability insurance for as low as $400/year.

This program is statewide and you can definitely take advantage of this provided that you meet the following conditions:

• Low income requirement: $26,000 = 1 person in the household; $35,000 = 2 persons; $44,000 = 3 persons; $53,000 = 4 persons; $62,000 = 5 persons; $71,000 = 6 persons; $80,000 = 7 persons; $89,000 = 8 persons;
• Good driving record: In the past 3 years: you have no more than 1 point for a moving violation; you have no more than 1 point one at-fault damage to property accident; and you must not be involved in any at fault accident that involved death or bodily injury;
• Age: Must be not less than 19 years old;
• Driving License: You must have a driver’s license for the past 3 years;
• Vehicle: The value of your vehicle is not more than $20,000.

For more information about the low income discount, you can call the CLCA at 1-866-602-8861. Or you can also check the available websites to give you more information on how to get affordable insurance for low-income workers in San Mateo, California.

Tags: auto insurance, car insurance discounts, car insurance rate