SR22 Filing

Reader’s Question:

What states requires an SR22 filing?

Mark

Baltimore MD
An SR-22 is a certificate that provide proof of financial responsibility. You’ll need an SR-22 when the law enforcement found you operating a vehicle without the liability insurance, and you’ll be asked to carry the SR-22 for a specific period of time (usually 3 years).

SR-22s can also be linked to the following violations in several states:

* DUI or DWI or any major moving violation

* At-fault accidents while operating a vehicle without insurance

* Habitual traffic offender or obtaining too many points in your driving record

* License suspension or revoked license

SR-22s are state specific and also the specifications in a single state might not implement in another state. You may expect an SR-22 or financial responsibility in each and every state aside from these exceptions.

Oklahoma, Kentucky, Minnesota, Delaware, New Mexico, and Pennsylvania don’t mandate SR-22s, however for those who have an SR-22 and then relocated to one of these states, you have to keep and  satisfy the requirements of the SR-22 state in which the violation was committed.

New York and North Carolina don’t mandate SR-22 filings, and many insurance providers don’t provide out-of-state SR-22 filings for policies in these states.