Getting SR22 Non Owners Insurance in Indiana
Reader’s Question:
I do not have my own automobile but I was told that I need to buy an sr22 car insurance coverage in Indianapolis, Indiana. What is that?
John
Indianapolis, IN
Generally an SR-22 is required of a motorist after they are convicted of traffic or moving offense of the law and especially at the time the motorist wants to have their drivers license reinstated after suspension or revocation.
If the state is not requiring you to acquire an SR22 insurance, you do not need to buy an SR22 insurance policy. If the state is requiring that you to acquire an SR22 insurance as a condition of your license being reinstated whether you are the car owner or the driver. The SR22 is used to show that you will have financial responsibility if you are going to drive an automobile.
If you do not own an automobile and are required to acquire an SR-22 insurance you should be able to obtain a non-owner SR-22 insurance policy in Indianapolis, Indiana.
I suggest that you may contact your states Department of Motor Vehicle to obtain more information if you are required to get an sr22 financial responsibility certificate or not.
Am I Required to Get Auto Insurance if I Don’t Own a Vehicle in West Virginia
Reader’s Question:
I am planning to move in Huntington, West Virginia, am I required to obtain automobile insurance if you do not own a vehicle.
John
The state of West Virginia requires that all registered automobiles needs to be insured. In West Virginia the minimum amount of car insurance coverage required is $20,000 per person up to, $40,000 per accident and $10,000 for damages to properties. This is also known as 20/40/10 coverage. All car insurance policies must be issued by a insurance providers licensed to sell auto insurance in West Virginia.
So if you just got your driver’s license and do not own a vehicle you are not required to obtain auto insurance to maintain your drivers license. You are not required to provide proof of car insurance to obtain a driver’s license in Huntington West Virginia however you are required if you are going to register an automobile.
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