Penalties for Driving Without Insurance in Alaska
Reader’s Question:
My boyfriend is Russian by citizen. He is lives in Alaska on a student visa. He also has Alaska driver’s license. But what worries me is that he doesn’t have auto insurance coverage on the car that he is using. What would be the penalties if a non-US resident is caught driving without auto insurance in Anchorage, Alaska?
Carmen
The state of Alaska requires its resident to maintain financial responsibility on all the cars they are using. This insures that all vehicles being driven and operated on the streets of Alaska to be financially responsible to pay for any damages that might be incurred if an accident happened. The minimum required limits in Alaska is $50,000.00/injury or death/ person; $100,000.00/accident; and is $25,000.00 to cover for damages to property.
If your boyfriend is caught driving without auto insurance then the Alaska Division of Motor Vehicles (DMV) would suspend his license. This suspension can be from 90 days to 12 months which also depends on previous license actions. If your boyfriend is involved in an accident and he is not the at-fault party, his driver’s license will still be suspended.
As to your question regarding the implication of the violation with his being a non-US resident, I would suggest you ask the U.S. Department of Homeland Security or the US Customs and Border Patrol (CBP). However, before anything like this happens, the best way to avoid this is to get auto insurance now. Contact your auto insurance agent in Anchorage, Alaska to give you car insurance rates or use our website now.
Penalties For Driving Without Auto Insurance Texas
Filed under: Driving Without Insurance, High Risk Drivers
Reader’s Question:
I would like to know how much is the fine if you are caught driving without auto insurance in Abilene, Texas? I have a friend who lives in Texas and been driving around without auto insurance coverage on his car. I am afraid that he might be caught one day and be punished seriously.
Linda
In Texas, no one is allowed to register his or her own car without getting it insured first. Vehicle insurance requirements in Texas are fairly basic. You just need to maintain auto insurance policy for every car that you have then you will be allowed to drive your car. As of April 1, 2008, Texas follows the 25/50/25 coverage which means:
- $25,000/person injured in a single accident;
- $50,000 for all persons injured/accident and;
- $25,000 to cover damage to property
If your friend is caught driving without auto insurance, he would be fined amounting to $175 and could go up to $350. This is the fine required for first time violators. For succeeding offenses, the fine would increase to $350 and could go up to $1,000. In addition, his licensed would be suspended and his vehicle would be impounded.
I would suggest you convince your cousin to purchase auto insurance as soon as possible. If he is afraid of sky rocketed car insurance premium, there are a lot of ways in getting cheap auto insurance rates in Abilene, Texas. Bu just merely comparing auto insurance rates through our website, he would definitely get a lot of choices and be able to purchase the best car insurance rate for him.
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