Do I Need SR22 Insurance After DUI Conviction?
Reader’s Question:
If you get charged with DUI, does it automatically mean you need to get an SR22 car insurance?
Jeremy
Anchorage, AK
When it comes to DUI laws and sr22 car insurance, state laws vary. So you are not automatically required to get SR22 car insurance if you get convicted of DUI.
However, most states would require an individual to get an SR22 car insurance after DUI as part of the penalties. An SR22 is also required to reinstate your license after suspension. So if you had a DUI suspension you are required to file the SR-22 car insurance as part of the reinstatement process.
Also, not all states require an SR22 car insurance. States that do not require SR22 car insurance are the following:
- Delaware
- Kentucky
- Minnesota
- New Mexico
- Oklahoma
- Pennsylvania
- New York
- North Carolina
Not all insurance providers offer SR22 filings so drivers convicted of DUI sometimes find it hard to find an insurer that will file SR22 insurance for them.
If you have been convicted with DUI and you want to know if you need to get SR22 car insurance, I would suggest that you contact your state’s Department of Motor Vehicles to find out.
Getting SR22 Insurance Due to Drunk Driving
Reader’s Question:
My boyfriend needs to get SR22 Hawaii because he’s been cited for DUI. I’m not so familiar with this SR22 insurance. Can you tell me more about this?
Lisa
Koolaupoko, HI
Sure Lisa!
Not everyone is required to get SR22 insurance. But usually those drivers who had been cited for DUI or DWI offense must get SR22 insurance to reinstate their license. This may also be called as high risk vehicle insurance since in general, drivers who were involved drunk driving activities are required to have SR22 Hawaii insurance.
Once your boyfriend gets his SR22 insurance from a certain vehicle insurance company, his insurer will file it to Hawaii Department of Motor Vehicles (DMV). This provides guarantee to your home state’s DMV that your boyfriend is meeting the vehicle insurance requirements in the state of Hawaii.
For your boyfriend’s SR22 insurance needs, it’s only normal that he would be charged for higher rates. Normally, SR22 insurance rates are higher as opposed to his vehicle insurance rates before his license is suspended – it may double.
You may be wondering how long your boyfriend needs to maintain SR22 Hawaii insurance. You don’t have to worry because you are not required to maintain it for life. Depending on the severity of your offense, usually it would be for three years.
To help your boyfriend find cheap SR22 insurance quotes, then you must be using the Internet frequently and get as much as SR22 insurance quotes that you can get. From there, you may find the best SR22 deal that suits your budget.
Loading ...