I got citations both for driving with a broken tail light and for drinking under the influence (DUI) of 0.87. In was using my father’s car then and I am under his auto insurance policy. Will this greatly affect his car insurance premium in Northeast Cobb, Georgia?

Adrian

A person who is 21 years or older is considered as driving under the influence if 0.08 gm or more alcohol content is present in his/her blood, that is according to the Georgia driver’s manual. On the other hand, for a driver under 21 years old, alcohol weight of 0.02 gm or higher is considered as dui.

This is considered a very serious violation this penalties for this kind of violation is quite harsh. Penalties include: fines that may go up to $1,000, imprisonment for 1 year, and suspension of driver’s license.

Going back to your question, getting a citation for a broken tail light is considered a minor offense, so I would not worry about that too much. However, being cited for dui is considered a serious offense. This alone, has a big impact on your dad’s car insurance rate. With this, I would expect an increase on your dad’s car insurance rate. Because being convicted of dui will make a driver high risk to be insured. Thus, auto insurance companies set higher car insurance premium with people convicted of dui.

To exactly know how greatly this will affect your dad’s auto insurance rate, I would say you ask his/her car insurance agent in Northeast Cobb, GA.