Uninsured/Underinsured Motorist Coverage Limits Arkansas AR

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Reader’s Question:

I have the basic auto insurance coverage that is required in Arkansas. And now, I am planning to make some changes on my car insurance coverage. I am planning to purchase the uninsured/underinsured motorist coverage. I just wanna know, are there any required limits for having this kind of coverage? Or can I just set the limits myself? I am on a fixed income so I’m thinking if getting this kind of policy will hurt my budget. Thanks for the help!

Jonas

North Little Rock, AR

Hi there Jonas! I am on fixed income too and I even have two kids that I send to school. But I still considered the importance of maintaining uninsured/underinsured motorist coverage.

So let’s go back to your question. Yes, there is a state minimum required limit for this kind of coverage. According to Arkansas Insurance Department, the state required limits for bodily injury uninsured motorists coverage are as follows: split limits of $25,000/person, $50,000/accident or single limit that amounts to $50,000.

In addition, you also have the option to add property damage uninsured motorist coverage. The limits can be up to your auto insurance policy liability limits. But since this is optional, you have also the option to also reject this type of car insurance coverage.

For more information about uninsured/underinsured motorist coverage feel free to contact the Arkansas Insurance Department or your auto insurance agent.

Tags: auto insurance, auto insurance coverage, car insurance law