What is SR22 Insurance in Alaska
My cousin is convicted with DWI here in Alaska. He is required to keep SR22 insurance for I think 5 years. I don’t know anything about SR22. What is a SR22 insurance? Can you help me?
Audrey
Anchorage, AK
I am sorry to hear that Audrey. I hope everything will be ok with your cousin.
A SR22 insurance is a form given by auto insurance company as a proof that a person has existing auto insurance coverage. Once a convicted person of DWI is required to purchase SR22 insurance, his own auto insurance company needs to provide that proof to the Alaska Division of Motor Vehicles. And if in any given period that your cousin’s auto insurance coverage is cancelled, lapsed, or was terminated his car insurance company is required to notify the AK DMV about it.
In most cases, a SR22 insurance is required to reinstate a person’s driving privileges. If let’s say a violator’s license is revoked or suspended and he is required to provide proof of a SR22 insurance, all he needs to do is to get either a copy of SR22 insurance binder or an application for said binder. In most offenses, SR22 insurance is required for a period of three (3) years from the end date of license revocation.
On the other hand, since you’ve mentioned your cousin is convicted of DWI, he will be required to keep SR22 insurance for a period of five years from the date of conviction. In addition, for second offense it will be for a period of 10 years and 20 years for third offense.
A violation may be required to carry a SR22 insurance for life if he is convicted of DWI for the fourth time and for unsatisfied judgment.
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